The COVID-19 pandemic has made almost everyone around the world uncertain about their health conditions. The reason is, the Corona virus that has attacked millions of people in various countries can attack anyone. Some groups of people are even more susceptible to this disease.
Many people think that they are safe from infection as long as they are not near people who are sick, or feel themselves far from disease because they are young. For this reason, health insurance is rarely seen and in demand.
In fact, disease can come at any time and sometimes unexpectedly. Having health insurance will greatly reduce the cost of treatment and can indirectly help maintain the health of the family, you know, especially during the current COVID-19 pandemic.
It is true, no one wants to fall ill or suffer from a disease, whether it is a mild disease or a severe or chronic disease. However, without realizing it, we often lead unhealthy lifestyles, such as often eating fast food, staying up late, stress, and rarely exercising.
These bad habits can trigger various chronic diseases and make the body's immune system weak so that it is vulnerable to infectious diseases, including COVID-19. For that reason, health insurance protection for yourself and your family is important.
Why Health Insurance is Very Important, Especially in the Midst of a Pandemic
Here are 4 reasons why you should have health insurance:
1. Provide protection for yourself and your family
Having health insurance is proof that you love your family. No one can guarantee that you will always be in good health and be able to earn a living for your family, right?
nowHealth insurance can greatly reduce the costs you have to spend on treatment and care. Some health insurances will even provide benefits while you are sick, so that your family's needs can still be met even if you cannot make a living while you are sick.
During the COVID-19 pandemic, people with chronic diseases are very susceptible to Corona virus infection and can experience severe symptoms. Therefore, chronic disease sufferers need to undergo regular treatment to keep their condition under control.
This is where the role of health insurance in maintaining your health. By having health insurance, you don't have to worry about the costs of checking, treatment, and routine care if you have a chronic disease. That way, your disease condition can be kept under control.
Health insurance can also cover the cost of hospitalization, critical illness treatment, surgery, and handling unexpected accidents. In fact, some health insurances also cover the costs of antenatal care and delivery, as well as immunizations for infants and children. you know.
2. Avoiding economic problems due to illness
Some types of diseases, such as cancer, heart disease, and stroke, require regular control. Sometimes, it is also necessary to consult with more than one expert doctor for optimal treatment. This of course costs a lot of money.
In conditions like this, health insurance not only allows you to get the best possible treatment, but can also protect your financial condition and prevent your family from economic problems due to the illness you are suffering from.
The COVID-19 pandemic has had a major impact on the general economy. Not a few people who experience a drastic decline in income or even lose their jobs.
If you are in a situation like that, it will be even more difficult if you or your family are infected with the Corona virus. Without health insurance, it is not impossible that you will fall into complicated financial problems.
3. Reduce stress
In conditions like now, everyone is equally at risk of being exposed to the Corona virus. Even though you and your family are currently all in good health, worry and uncertainty about a disease, especially one that can be life-threatening like COVID-19, can stress you out.
This is not a good thing, because stress can actually trigger various diseases, such as high blood pressure or sleep disorders. Stress can also worsen the condition of the disease you are already suffering from. So, don't underestimate stress, okay?
One of the things that can be stressful is imagining expensive treatment costs if you get COVID-19, because of course you want the best care for you or your family so that you can get well quickly.
Now, having health insurance can at least reduce your worries in this regard. That way, you can also avoid the stress that arises due to anxiety and worry.
4. Make yourself more disciplined
By having health insurance, you will be more disciplined in managing finances. So that the money you get is not wasted on things that are not important and wasted, immediately set aside some money for health insurance after you get your salary every month.
When choosing health insurance, consider whether the costs you have to pay regularly (premium fees) match your income. Also pay attention to the method of payment. In addition, look at what benefits you will get, what treatments or treatments are guaranteed, and how they are used and how to claim them.
For your convenience and security, choose health insurance whose registration can be done online on line. So, you can still get the best health protection without the need to leave the house.
Although the cost of premiums will add to your expenses, remember that health is much more valuable. By having health insurance, you have provided protection to yourself and your family from various impacts and risks that can arise from suffering from a disease, including COVID-19.
Even so, keep taking precautions so you don't get infected with the Corona virus in the midst of this pandemic, OK? The trick is to diligently wash your hands, keep your distance from other people, wear a mask, exercise regularly, and eat nutritious food.
If you have a chronic disease or experience symptoms of COVID-19, you can consult directly with your doctor via the ALODOKTER application to get the right direction or treatment.
You can also make an appointment for a consultation with a doctor at the hospital through the ALODOKTER application if you need an examination or direct treatment. The ALODOKTER team can help you choose a doctor or hospital that accepts your health insurance.